PM Kisan eKYC 2025 : Guide to OTP, Biometric Verification

Discover how to complete PM Kisan eKYC 2025 with OTP, biometric verification at CSC centers, or face authentication. Get the latest updates, steps, and tips for the 19th installment by February 2025.

Introduction to PM Kisan Scheme

The Pradhan Mantri Kisan Samman Nidhi (PM Kisan) is a central sector scheme by the Government of India, providing annual financial assistance of Rs 6,000 to farmer families, disbursed in three Rs 2,000 installments. Launched to support small and marginal farmers, it ensures direct bank transfers for transparency and efficiency.

PM Kisan eKYC Verification Methods

To receive benefits, farmers must complete the eKYC process, available in three methods as of February 2025:

OTP-based eKYC: Online via the PM Kisan portal (PM Kisan), requiring an Aadhaar-linked mobile number for OTP verification.
Biometric-based eKYC: At Common Service Centers (CSC), using fingerprint or iris scan, suitable for those without mobile linkage.
Face Authentication-based eKYC: Via the PM Kisan mobile app, using facial recognition, ideal for remote or elderly farmers.

Importance and Updates

eKYC is crucial for identity verification, fraud prevention, and ensuring direct benefit transfers. Recent updates confirm the 19th installment’s release by February 2025, with Prime Minister Narendra Modi scheduled to release funds on February 24 in Bihar (Financial Express).

Survey Note: Comprehensive Guide to PM Kisan eKYC in 2025

The Pradhan Mantri Kisan Samman Nidhi (PM Kisan) scheme, launched by the Government of India, is a pivotal initiative aimed at providing financial assistance to farmer families across the nation. As of February 24, 2025, the scheme continues to support small and marginal farmers by offering an annual income support of Rs 6,000, disbursed in three equal installments of Rs 2,000 each every four months. This financial aid is directly transferred to the beneficiaries’ Aadhaar-linked bank accounts, ensuring transparency and efficiency. The scheme, effective since December 2018, has been praised for its implementation, with the World Bank acknowledging its success in providing investment support over traditional farm loan waivers (Wikipedia).

Understanding PM Kisan eKYC

PM Kisan eKYC, or electronic Know Your Customer, is a mandatory verification process introduced to authenticate the identity of farmers enrolled in the PM Kisan scheme. This process is essential to ensure that only eligible farmers receive the financial benefits, preventing misuse and fraudulent claims. The eKYC process is particularly significant as it aligns with the scheme’s goal of direct benefit transfer, minimizing delays and ensuring funds reach the intended recipients. As of February 2025, completing eKYC is a prerequisite for receiving the 19th installment, expected to be disbursed by the end of the month, with Prime Minister Narendra Modi scheduled to release the funds on February 24 during his visit to Bihar (Financial Express).

Importance of eKYC

The importance of eKYC cannot be overstated. It serves multiple purposes, including:

Identity Verification: Confirms that the farmer is the legitimate owner of the bank account linked to the scheme, ensuring accuracy in beneficiary identification.
Preventing Fraud: Helps prevent misuse by verifying the identity, thus safeguarding the scheme from ineligible claims.
Direct Benefit Transfer: Ensures funds are transferred directly to the correct bank account, reducing the risk of misdirection and enhancing efficiency.
Streamlined Process: Designed to be quick and efficient, allowing farmers to complete verification from home or nearby centers, improving accessibility.

Recent updates highlight that eKYC is mandatory for all registered farmers to continue receiving benefits, with the 19th installment’s disbursement contingent on compliance. This is particularly relevant as the government has allocated over Rs 20,000 crore for this installment, underscoring the scale and impact of the scheme (Swachhatahiseva).

Methods of PM Kisan eKYC Verification

As of February 2025, farmers can complete their eKYC through three distinct methods, each catering to different needs and circumstances. Below is a detailed breakdown of each method, including step-by-step guides and requirements.

OTP-based eKYC on PM Kisan Portal

This method is ideal for farmers with a mobile number linked to their Aadhaar, offering a convenient online verification process. The steps are as follows:

Visit the official PM Kisan website (PM Kisan).
On the homepage, under “Farmers Corner,” click on “eKYC.”
Enter your Aadhaar number and click “Search.”
Receive a 4-digit OTP on your registered mobile number and enter it on the next page.
Click “Submit OTP” to complete the process.

This method is efficient and requires minimal effort, making it suitable for tech-savvy farmers. However, it necessitates a mobile number linked to Aadhaar, which may pose a challenge for some (Housing.com).

Biometric-based eKYC at CSC Centers

For farmers without a linked mobile number or preferring offline verification, biometric-based eKYC at Common Service Centers (CSC) is an alternative. This method uses fingerprint or iris scan for identity verification:

Locate your nearest CSC center, available on the CSC website (CSC) or through local inquiries.
Bring your Aadhaar card and any other required documents as instructed by the CSC.
At the center, the operator will use a biometric device, such as the Startek FM220, to capture your fingerprint or iris scan.
The operator verifies your identity, and upon successful authentication, your eKYC is updated.

This method is particularly useful for elderly farmers or those facing issues with mobile-based verification, with CSC operators earning Rs 15 per eKYC completed, charged to the farmer (CSC VLE Society).

Face Authentication-based eKYC via Mobile App

Introduced as a pioneering feature, the face authentication method via the PM Kisan mobile app is especially beneficial for remote or elderly farmers without mobile number linkage. The process is as follows:

Download the PM Kisan mobile app from the Google Play Store or Apple App Store.
Open the app and navigate to the eKYC section, utilizing the face authentication feature launched in June 2023 (Economic Times).
Follow the instructions to scan your face using the app’s camera, leveraging iris data linked to your Aadhaar.
Upon successful verification, your eKYC is updated.

This method has seen successful pilot testing, with over 3 lakh farmers completing eKYC since its introduction, making it a first for government welfare schemes (Indian Express).

Comparative Analysis

To assist farmers in choosing the most suitable method, here is a comparison table of the three eKYC methods:

Method	Description	Requirements	Process
OTP-based eKYC	Online verification using a one-time password sent to the mobile number linked with Aadhaar.	– Aadhaar number – Mobile number linked to Aadhaar	1. Visit PM Kisan website. 2. Enter Aadhaar number. 3. Receive and enter OTP.
Biometric-based eKYC	Verification at Common Service Centers using fingerprint or iris scan.	– Aadhaar card – Biometric data	1. Visit nearest CSC center. 2. Provide Aadhaar card. 3. Capture biometrics.
Face Authentication-based eKYC	Verification using facial recognition through the PM Kisan mobile app.	– Aadhaar-linked mobile number – PM Kisan mobile app	1. Download and open PM Kisan app. 2. Navigate to eKYC section. 3. Scan face using app camera.

This table highlights the pros and cons, with OTP-based being the fastest for those with linked mobile numbers, biometric offering offline accessibility, and face authentication providing a modern, remote solution.

Recent Updates and Eligibility

As of February 2025, the 19th installment is set for disbursement, with Union Agriculture Minister Shivraj Singh Chouhan confirming the release by the end of the month (Financial Express). Farmers must ensure eKYC compliance, with no significant changes to the process reported. The scheme covers all landholding farmer families, defined as husband, wife, and minor children, with state governments responsible for beneficiary identification (Ladakh Government).

Troubleshooting Common Issues

Farmers may encounter issues during eKYC, such as:

No OTP Received: Ensure the mobile number is correctly linked to Aadhaar; consider updating Aadhaar details or using biometric methods.
Biometric Verification Failure: Try different fingers or ensure hands are clean; contact CSC for assistance if needed.
Face Authentication Issues: Ensure good lighting and follow app instructions; retry if the scan fails.

For further assistance, farmers can contact the helpline at 155261 or 011-24300606 (PM Kisan Status).

Frequently Asked Questions on PM Kisan eKYC 2025

Q1: What is PM Kisan eKYC 2025 and why is it mandatory?
A: PM Kisan eKYC 2025 is an electronic verification process to authenticate farmers’ identities under the PM Kisan scheme. It’s mandatory to ensure eligibility and receive the 19th installment by February 2025, preventing fraud and ensuring direct benefit transfers.

Q2: How can I complete PM Kisan eKYC OTP verification 2025?
A: Visit pmkisan.gov.in, go to “eKYC” under Farmers Corner, enter your Aadhaar number, and submit the OTP sent to your linked mobile number. It’s fast and ideal for online users.

Q3: Where do I go for PM Kisan eKYC biometric verification 2025?
A: Head to a nearby Common Service Center (CSC) with your Aadhaar card. The operator will use fingerprint or iris scan to complete your PM Kisan eKYC biometric verification 2025—perfect if you lack a linked mobile number.

Q4: How does PM Kisan CSC center eKYC 2025 work?
A: At a CSC center, provide your Aadhaar card, and the operator will verify your identity using biometric devices. It costs Rs 15, and your PM Kisan CSC center eKYC 2025 updates instantly.

Q5: Can I use face authentication for PM Kisan eKYC 2025?
A: Yes, download the PM Kisan mobile app, select the eKYC option, and scan your face. Introduced in 2023, it’s a convenient alternative for remote or elderly farmers.

Q6: What if I miss the PM Kisan eKYC 2025 deadline?
A: Missing the deadline may delay your 19th installment. Check pmkisan.gov.in for extensions, but complete your eKYC early to avoid issues.

Q7: How do I check my PM Kisan eKYC 2025 status?
A: Visit the PM Kisan portal, click “Know Your Status” under Farmers Corner, enter your Aadhaar or registration number, and verify if your eKYC is updated.

Q8: What should I do if OTP isn’t received for PM Kisan eKYC 2025?
A: Ensure your mobile number is linked to Aadhaar. If not, update it at an Aadhaar center or opt for biometric verification at a CSC center.

Conclusion

Completing PM Kisan eKYC is essential for farmers to continue receiving scheme benefits, with three methods—OTP-based, biometric-based, and face authentication-based—offering flexibility. As the 19th installment approaches, ensuring eKYC compliance is crucial. Farmers are encouraged to stay updated via the official PM Kisan website and app, leveraging the method most suitable to their circumstances for seamless financial support.

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PM Kisan eKYC 2025: Complete Guide to OTP, Biometric, and CSC Center Verification